Call: (410) 479-3644

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Insurance & Financial Options

Dr. Holsinger and Dr. Higgins in Denton, MD make every effort to provide not only excellent, but also affordable dental care. Money shouldn’t keep you from having the smile and comfort you want. At Smiles by Holsinger & Higgins, we offer flexible payment options. In addition to accepting cash and major credit cards, Dr. Holsinger and Dr. Higgins also work with organizations that provide excellent financing options.

• Patients who prepay for dental services 72 hours prior to their visit will receive a 10% courtesy discount.


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The Smile Club

The Keep on Smiling Club Prevention Plans are designed for patients who do not have dental insurance or need more than $1000 in dental care.

We are committed to helping you stay healthy and prevent dental problems. Our patients receive the best preventative dental care possible through regular check ups, cleanings and oral cancer screenings. We hope to address dental concerns before they become complicated and expensive problems.

Our membership plans will offer you an easier and more affordable way to keep healthy and to keep on smiling. Patients can enroll at anytime by paying the membership fee. All benefits are available within the 12-month period from the date of enrollment.

Membership is renewable on a yearly basis, and the price is subject to change at the time of renewal. The membership fee is non-refundable.

Smile Club Platinum Prevention Plan

New Members– $449
Renewing Members- $419

Membership to the Platinum Prevention Plan for one year includes:

Bi-Annual Regular cleanings - Members who require periodontal cleanings can apply the value of two regular cleanings towards their periodontal cleanings fee and receive an additional 12% discount on the balance.
Bi-Annual Oral Examination* by your doctor
Bi-Annual Periodontal Examination by your hygienist
Annual set of Bitewing X-Rays*
Annual state-of-the-art cavity diagnostic technology Carivu ©
Bi-Annual Oral ID © Cancer screening
12% discount off all dental procedures including all specialty services.**


Smile Club Gold Prevention Plan

Designed for patients with insurance
New Members- $129
Renewing Members– $99

Membership to the Gold Prevention Plan for one year includes:
12% discount off all dental procedures, including all specialty services **

Ideal for patients with a FLEX PLAN
A BENEFIT to any patient who requires more than $1000 of dental care

*New patients will receive a Comprehensive Examination by the doctor and full set of X-rays in place of one Bi-Annual Examination and Bitewing X-rays.

**These services do not include Facial Aesthetics.

*Payment is due at the date of service. Not valid with use of CareCredit.

Additional Savings

• Senior citizens who pay in full at the time of service will receive an 8% courtesy discount.
• We offer an Extended Payment Plan with Interest (for up to 48-months). Please contact our office for the paperwork at least 1 month in advance of your appointment.



Smiles by Holsinger & Higgins works hand-in-hand with CareCredit Patient Payment PlansCareCredit offers special financing options including 24 month no interest and 60 month low interest through use of a CareCredit credit card. This credit card allows you to make easy monthly payments for dental treatments, rather than delaying. 


If you have dental insurance, please call our office at (410) 479-3644 to verify your specific coverage.

The team at Smiles by Holsinger & Higgins in Denton, MD are proud to offer excellent dental care at an affordable price. If you have any questions or concerns about insurance and financing options, please contact our office.